Financial & Insurance Services
One of the first stages of creating a comprehensive retirement strategy is to develop an income plan for retirement. During this process, we’ll want to examine all of your likely sources of retirement income and discuss ways to enhance it. We can develop a detailed plan to help maximize your Social Security benefit in retirement, evaluate your pension or other retirement plan to understand what it will and won’t provide, and structure your assets so they can generate income without being exposed to much risk.
At Retirement Solutions Group, we have the experience, skill and education to help you determine whether or not an annuity might be an appropriate tool for your situation. We will thoroughly explain the potential benefits and disadvantages of each type of annuity so you can craft the retirement income plan that works best for you.
Annuities are designed to be long-term investments. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuities are not guaranteed by FDIC or any other governmental agency. Guarantees are based on the claims paying ability of the issuing insurance company. Fixed Indexed Annuities are insurance products and not considered a security or investment. Some restrictions may apply. Call for specific details and availability.
Financial Strategies
Our organization prides itself on providing full-service retirement planning to Rancho Cucamonga and the surrounding communities. We take an extensive look at each client’s unique mix of assets to integrate all aspects of our clients’ wealth into a coordinated plan.
Insurance Solutions
Some retirees underestimate the impact a big market loss may have on the future of their income. Our firm specializes in helping individuals safeguard their retirement nest eggs while still participating in market growth by offering a variety of insurance products and financial planning strategies.
Legacy Planning
Legacy planning is one key element of any successful retirement plan and helps ensure that your legacy carries on to help your loved ones, and that your final wishes are respected. We can help you plan your legacy in a variety of ways based on whether you’re looking to preserve assets for future use, or transfer your wealth to beneficiaries.
Retirement Planning
Income planning for retirement can be a daunting task for many retirees because there is a lot to learn. At Legacy Financial, we are here to help you navigate throughout each of the three income planning phases – accumulation, distribution, and preservation or transfer – and to help you make sense of the most tax advantaged vehicles to accomplish your retirement income goals.
Tax Strategies
One essential part of planning for your retirement is determining your tax liability and developing a strategy to minimize the amount of taxes you pay. We recommend customizing a retirement plan that is able to help take advantage of any possible tax credits and deductions.
Generational Vault
A virtual “safety deposit box” for our clients to upload important documents and view financial information. It comprises three dynamic components, including a secure portal to send and store confidential financial documents, daily investment and banking values, as well as snapshots of financial assets and expenses to view.